Capital B Unlimited

Terms and Conditions

CONSUMER CREDIT FILE UNDER STATE AND FEDERAL LAW

You have the right to dispute inaccurate information in your credit report by contacting the credit bureaus directly. However, neither you nor any “credit repair” company or credit repair organization has the right to have accurate, negative information removed from your credit report before it is seven years old. Bankruptcy information can be reported for ten years.

You have the right to obtain a copy of your credit report from a credit bureau. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are the recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. The law prohibits deceptive practices by credit repair organizations.

You have a right to cancel your contract with any credit repair organization for any reason within 5 days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information on the report is accurate. However, mistakes may occur.

You may, on your own, notify a credit bureau in writing that you dispute the accuracy of the information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.

If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.

The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch, Federal Trade Commission, Washington D.C. 20580.

Service Agreement

Capital B Unlimited agrees to evaluate the Client’s current credit profile and will advise the Client on the necessary steps to legally remove information that is not accurate, complete, or verifiable. The Company cannot and will not remove any derogatory information (defined as accurate information appearing on a Client’s credit report), nor will Company assist Client in improving Client’s credit rating or record. The client understands that the removal of information from the credit bureaus does not relieve the financial obligation to the creditor. Accurately reported items on credit reports cannot be removed.

Capital B Unlimited will prepare all necessary correspondence in dispute of all inaccurate and unverifiable information on the Client’s credit reports (Experian, Equifax, TransUnion) and will stamp and mail for the Client. Capital B Unlimited will agree to prepare and mail each collection agency a formal validation request to ensure the Client is only paying off verifiable and accurate collections. Capital B Unlimited agrees to provide unlimited advice to Clients regarding their credit reports.

Capital B Unlimited guarantees that Client’s credit report(s) will cease reflecting 10% of the entries Client has indicated are being inaccurately reported on Client’s credit report(s), within 90 days of Client’s receiving services from Capital B Unlimited provided Client follows the advice of Capital B Unlimited. This guarantee includes a full refund of all fees paid by the Client and is only valid should Client not make any late payments on any of their accounts while Capital B Unlimited is providing services to Client and Client’s revolving account balances are below 25% of the available limit. The client also understands that the Client is able to dispute any entries on their credit reports without the assistance of Capital B Unlimited. The client agrees to mail all correspondence received from Capital B Unlimited within 3 days to the appropriate agencies if requested to do so by Capital B Unlimited and further agrees to mail all correspondence received from the credit bureaus in their original form to Capital B Unlimited within 3 days of their receipt by the client.

The client further agrees to notify Capital B Unlimited if the client has not received answers to correspondence mailed to the credit bureaus within 60 days of the last mailing.

Capital B Unlimited makes no other express or implied promises or guarantees as to the result or outcome of its services except as outlined in this agreement.

Capital B Unlimited’s principal place of business is 1150 NW 72nd Ave Tower I STE 455 #5318, MIAMI, FL 33126.

Email: info@capitalbunlimited.com

800) 413-8768