Capital B Unlimited

REFUND AND CANCELLATION POLICY

The client understands that they are paying on a month-to-month basis. The Client understands that they are able to cancel out of this program at any point in time without incurring any cancellation fees or additional charges. The cancellation needs to be submitted in writing and emailed, mailed, or faxed to CBU within 5 business days of your next payment date. CBU grants each client a 5-day grace after payment is due before credit service is suspended. Automatic payments will continue to process for up to but not greater than 30 days after payment has been declined until approved.

You may cancel this contract without penalty or obligation at any time before midnight of the 3rd business day after the date on which you signed the contract.

Note: First work fee date indicated must be at minimum 7 days after the date of enrollment to allow Capital B Unlimited ample time to perform the credit review and analysis of your credit report and to create the first round of credit bureau disputes (and creditor good-will interventions, if applicable). This fee is only paid once these services have been performed. Per the Federal Trade Commission, no fees are allowed to be paid in advance for credit repair services. This policy under the Credit Repair Organizations Act is strictly adhered to. First work fee payment date will default to 7 days after enrollment if indicated earlier or not at all.

SEC. 407. RIGHT TO CANCEL CONTRACT.(11)

(a) In General. — Any consumer may cancel any contract with any credit repair organization without penalty or obligation by notifying the credit repair organization of the consumer’s intention to do so at any time before midnight of the 3rd business day which begins after the date on which the contract or agreement between the consumer and the credit repair organization is executed or would, but for this subsection, become enforceable against the parties.

(b) Cancellation Form and Other Information. — Each contract shall be accompanied by a form, in duplicate, which has the heading ‘Notice of Cancellation’ and contains in boldface type the following statement:

You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you.

PRIVACY POLICY OF CAPITAL B UNLIMITED

WHAT DOES CAPITAL B UNLIMITED DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.

Please read this notice carefully to understand what we do.

• The types of personal information we collect and share depend on the product or service you have with us. This information can include Specific product or service needs, Social Security Numbers, Credit Profile, Address & Payment Information

• All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing

Reasons we can share your info

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

For our marketing purposes— to offer our products and services to you

For joint marketing with other financial companies

For our affiliates’ everyday business purposes— information about your transactions and experiences

For our affiliates’ everyday business purposes— information about your creditworthiness

Do we share your info?

Yes, we share your info with necessary parties to help facilitate the products and services that you have contracted for.

We share your info with vendors that assist us in offering various opportunities to you.

We occasionally share information with other financial and non-financial entities

Yes, we share your info with affiliated parties to help facilitate your goals

Can you limit this sharing?

Yes, you can opt out of receiving any marketing from us for any products other than the products or services you have contracted for.

Yes, you can opt-out of any non-essential sharing with third parties.

Please note if you are a new customer we can begin sharing your information 5 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However you can contact us at any time to limit our sharing.

How does Capital B Unlimited protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, encrypted storage of all personal information, data security and breach protocols, and secured files and buildings. All employees are trained and monitored on privacy and security protocols, we monitor all offices with cameras, and protect them with monitored alarm systems, we additionally destroy all physical documents after they are no longer needed, and keep electronic copies of them in a secure encrypted environment.

How do we collect your personal information?

We collect your personal information from any and all interactions that you have on our websites, email communications, telephonic communications, mail services and face-to-face interactions.

Why can’t I limit all sharing?

Although federal law does not require us to, we give you the right to limit any sharing that is not directly needed to facilitate our contracted services and or delivery of contracted products.

What happens when I limit my sharing for an account I hold jointly with someone else?

We limit sharing for both individuals to ensure the protection of your wishes.

Email: info@capitalbunlimited.com

800) 413-8768